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Successfully
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Multi-generational House - Jílové u Prague
Invest in a secured loan

Multi-generational House - Jílové u Prague

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Jílové u Prague (Prague-West)

Yield

5.0545% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 8,000,000

Maturity

30 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

59%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Max. investice

CZK 8,000,000
info

You can no longer invest

Get to know the project

Meet the loan client:

The loan was provided to a self-employed individual to repay liabilities to other creditors and develop business activities. The client and his companies operate in several fields. Since 1993 the client has provided consulting in accounting, tax and payroll processing, carries out construction contracts as a subcontractor and owns a microbrewery with a restaurant.

The loan is secured by a mortgage over a multi-generational house in Jílové u Prague, 20 km south of Prague. The building was created by converting and joining two original cottages, rebuilt in 2008 and approved in 2016. It contains 4 separately usable units and common rooms in the basement, has one above-ground floor and a residential attic, a usable area of 627.01 m2 and land area of 2,766 m2. The collateral value as of 16 October 2020 was CZK 13,400,000. Repayment sources are the client’s business activities, income of the debtor’s wife, a professional athlete, and income from renting 2 apartment units.

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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
monthly
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
2
Legal form:
self-employed individual / legal entity
Amount of the provided loan:
CZK 8,000,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 0
Repayment sources:
consulting in accounting, tax and payroll processing, and construction contracts. The client also owns a microbrewery with a restaurant. Repayment sources also include income of the debtor’s wife, a professional athlete, and income from renting 2 apartments.
Purpose of utilization:
financing/refinancing related to the real estate project
Numerical designation of the loan
122
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 13,400,000
Total collateral value:
multi-generational house in Jílové u Prague
Location:
Jílové u Prague (Prague-West)
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.