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Family House - Říčany (Prague-East) (Stage 1)
Invest in a secured loan

Family House - Říčany (Prague-East) (Stage 1)

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Řičany (Prague-East)

Yield

4.645% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 6,500,000

Maturity

41 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

61%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Max. investice

CZK 6,500,000
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You can no longer invest

Get to know the project

Meet the loan client:

The loan was provided to a Czech company engaged in construction activities, including construction of family houses, excavation works, foundations, shell construction, roof structures, roof coverings, internal electrical, water and heating installations, flooring, bathroom tiling, house and apartment reconstructions and complete bathroom-core rebuilds. The company also operates a bathroom studio.

The collateral is a mortgage over a newly built family house in Říčany, 20 km southeast of Prague. The property is a family house under construction with a 5+1 layout and a garage for two cars, net usable area of 204.10 m2, garage area of 41.30 m2 and land area of 1,249 m2. The collateral value as of 14 January 2021 was CZK 10,600,000; after completion it is expected to be CZK 18,700,000. Repayment sources are the above business activities and proceeds from sale of the family house in Říčany.

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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
poaccording to salee family house
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
české s.r.o.
Amount of the provided loan:
CZK 6,500,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 0
Repayment sources:
income from the company’s business activities; the loan principal will be repaid from the proceeds from the sale of the family house in Říčany securing the loan.
Purpose of utilization:
construction of a family house
Numerical designation of the loan
123
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 10,600,000
Total collateral value:
family house under construction in Říčany
Location:
Řičany (Prague-East)
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.