check

Successfully
paid off

Family Houses - Nová Ves (České Budějovice)
Invest in a secured loan

Family Houses - Nová Ves (České Budějovice)

marker

Nová Ves (České Budějovice)

Yield

4.7379% p.a.
info

The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 6,000,000

Maturity

41 months
info

The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

54%
info

LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Max. investice

CZK 6,000,000
info

You can no longer invest

Get to know the project

Meet the loan client:

The loan was provided to a Czech company with more than twenty years of business history, carrying out a smaller development project in Nová Ves near České Budějovice. The company currently owns a completed modern family house with extensive surrounding land and is building a new semi-detached house nearby; additional plots are intended for potential individual construction.

The loan is secured by a completed family house, a semi-detached house under construction and adjacent plots in Nová Ves. The properties are 3.5 km from the edge of České Budějovice and 7 km from its centre. The collateral value as of 3 February 2021 was CZK 11,000,000; after completion of the semi-detached house it is expected to be CZK 19,600,000. Repayment sources are the client’s business activities and proceeds from sale of the family houses securing the loan.

tie

INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
poaccording to salee family house
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
2
Legal form:
české s.r.o.
Amount of the provided loan:
CZK 6,000,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 0
Repayment sources:
from the client’s business activities
Purpose of utilization:
financing/refinancing related to the real estate project
Numerical designation of the loan
126
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 11,000,000
Total collateral value:
completed family house, semi-detached family house under construction and plots for potential additional development in Nová Ves (České Budějovice)
Location:
Nová Ves (České Budějovice)
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.