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Apartment units - Prague 5 - Smíchov
Invest in a secured loan

Apartment units - Prague 5 - Smíchov

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Prague 5 – Smíchov

Yield

4.437% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 12,000,000

Maturity

51 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

69%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Max. investice

CZK 12,000,000
info

You can no longer invest

Get to know the project

Meet the loan client:

The loan was provided to a Czech company engaged in long-term property rentals. The company owns several apartment units and the loan was provided to develop the applicant’s business. The secured units were acquired from the successfully completed Apartment Building – Prague-Smíchov project, whose reconstruction was financed by a RONDA INVEST loan in 2019.

The loan is secured by 2 apartment units in cadastral area Smíchov, Prague 5, in a reconstructed apartment building with a lift. The apartments are about a 10-minute walk from Nový Smíchov shopping centre and Anděl station and have excellent transport accessibility. The first unit has a 3+kk layout and net usable area of 64.80 m2; the second has a 3+kk layout and net usable area of 67.30 m2. The collateral value as of 22 March 2021 was CZK 17,150,000. Repayment sources are rental income from the apartment portfolio and other business activities; the principal will be repaid by bank refinancing or sale of the collateral.

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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
2
Legal form:
Czech limited liability company
Amount of the provided loan:
CZK 12,000,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 0
Repayment sources:
The sources for repayment are rental income from the apartment portfolio and the client’s other business activities; the loan principal will be repaid by refinancing with a bank loan or, alternatively, by selling the collateral.
Purpose of utilization:
financing/refinancing related to the real estate project
Numerical designation of the loan
127
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 17,150,000
Total collateral value:
2 apartment units in Prague 5, cadastral area Smíchov, with areas of 64.8 m2 and 67.3 m2, valued at CZK 17,150,000
Location:
Prague 5 – Smíchov
Notarial record:
YES

Photogallery

kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK
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The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.