The client has long been engaged in development activities, with the current request representing their fourth loan with RONDA INVEST. They own a construction company fully equipped with machinery, including rollers and both wheeled and tracked excavators. The client is primarily active in the Uherský Brod and Zlín regions, where they focus on the construction of modern, small-scale low-energy family homes.
At present, the client is developing two family houses in a nearby location and is also working on a project involving the construction of smaller apartment buildings. In the past, they successfully completed projects such as the construction and sale of 5-room family houses in the Uherský Brod area, as well as various other construction contracts including renovations and demolitions. All three existing loans with RONDA INVEST are being repaid properly and on time.
The collateral for the current loan is a semi-detached family house in Uherský Brod, which is nearing completion.
Description of real estate collateral:
Land plot in Uhersky Brod
- Basic property description: The property is a family house under construction, situated on a plot with a total area of 329 m².
- Lien in the 1st order
- Property value as of August 12, 2025: CZK 7,877,000.
- Location and surroundings: Uherský Brod offers comprehensive basic civic amenities, including schools, healthcare facilities, and essential services. Thanks to the I/50 road and a railway line with connections to regional bus transport, the town boasts excellent transport accessibility.
- Technical condition of the property: This concerns one half of a semi-detached house. The property is largely completed from a construction standpoint and is currently awaiting final building approval (occupancy permit).
Description of Real Estate Collateral
- Basic Property Description: The property is a family house located in Hořovice, which the client acquired through a public state auction. The house is currently in its original condition and is awaiting renovation.
- Property Value as of: CZK 6,300,000, according to a valuation dated 9 October 2025.
- First-ranking mortgage lien
- Location and Surroundings: Basic amenities are within walking distance, and a bus stop is located approximately 200 metres from the property.
- Technical Condition of the Property: The family house is currently vacant. A comprehensive renovation of the property is planned, followed by its conversion into several compact residential units.
- Basic Property Description:
- Property Value as of:
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings:
- Technical Condition of the Property:
- Basic Property Description: A residential building located in the centre of Hořovice comprising 12 compact residential units.
- Property Value as of: CZK 18,800,000, according to a valuation dated 13 February 2024.
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings: Basic amenities are within walking distance, and a bus stop is located approximately 200 metres from the property.
- Technical Condition of the Property: The residential units are equipped with modern features, including remote-controlled heating.
- Basic Property Description: A residential building comprising two above-ground floors, two building wings, a converted attic, and a partial basement.
- Property Value as of: CZK 23,641,186, according to a valuation dated 29 April 2025.
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings: Roudnice nad Labem is a smaller town within commuting distance of Prague, offering a direct railway connection to the capital and convenient access to the D8 motorway.
- Technical Condition of the Property: The property is currently undergoing renovation, primarily of the first (front) building wing, and is approximately 20% complete. Upon completion, the building will comprise 22 rental apartments with a total usable floor area of 1,154 m².
CALCULATOR
