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Successfully
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Family House Sluštice - Prague-East
Invest in a secured loan

Family House Sluštice - Prague-East

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obec Sluštice, okres Prague-East Ruzyně, Prague

Yield

6.03% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Loan amount

CZK 6,500,000

Maturity

36 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

65%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Max. investice

CZK 50,000
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You can no longer invest

Get to know the project

RONDA INVEST provided this loan to co-applicants – a self-employed individual and a Czech limited liability company owned by that individual. The purpose was to finance the purchase of a newly built separate apartment unit in a family house in Sluštice. The client operates a real estate agency focused on Prague and the Central Bohemian Region.

The loan is secured by two properties: one half of a semi-detached house in Sluštice, Prague-East, registered as an apartment unit with a separate entrance, 4+kk layout, area of 80.87 m2, exclusive use of a 394 m2 garden and one outdoor parking space; and an apartment unit in Prague 6, cadastral area Ruzyně, with a 2+kk layout and area of 41.40 m2. The values based on independent valuations were CZK 5,950,000 and CZK 3,900,000 respectively. The loan is repaid from the client’s real estate activities.

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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
monthly
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
2
Legal form:
self-employed individual / legal entity
Amount of the provided loan:
CZK 6,500,000
OBJEM Z CELKOVÉ VÝŠE ÚVĚRU NABÍZENÝ K PARTICIPACI
CZK 6
Repayment sources:
the client’s real estate activities
Purpose of utilization:
financing the purchase of real estate – a newly built separate apartment unit in a family house
Numerical designation of the loan
135
home

COLLATERAL
INFORMATION

TOTAL VALUE OF SECURITY
CZK 9,850,000
Total collateral value:
apartment unit in a family house in Sluštice, Prague-East, with a garden, and an apartment unit in Prague-Ruzyně
Location:
obec Sluštice, okres Prague-East Ruzyně, Prague
Notarial record:
NO
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.