Successfully
paid off
Kmetiněves, okres Kladno
Yield
The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.
p.a. means per annum, i.e. yield calculated on an annual basis.
Example:
You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.
Loan amount
Maturity
The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.
After this date, we will send the original invested amount to your account along with the last return.
LTV
LTV = Loan to Value
(translated as “loan to value”)
LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.
LTV calculation = loan amount / estimated market price × 100
Max. investice
RONDA INVEST provided this loan to a Czech company to finance construction of a family house in Kmetiněves, Kladno district. The client is carrying out a small development project and plans to sell the house after completion.
Part of the loan proceeds was retained to pay loan interest. The company’s shareholder, who is also a co-debtor, operates in construction, including construction and reconstruction of buildings and landscaping. Funds for construction are released gradually in tranches according to the level of completion.
The collateral is a mortgage over the family house under construction including the land in Kmetiněves. After completion, the brick house will have a basement, one above-ground floor and a residential attic, with a 5+1 layout, study, gallery and garage. The total usable area including basement and garage is 241.42 m2 and the land area is 600 m2. The current value as of 16 August 2021 was CZK 2,080,403; the future value after completion is CZK 11,000,000. Repayment sources are a reserve from the drawn loan, the client’s construction income and proceeds from sale of the collateral.
CALCULATOR
The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.
