Successfully
paid off
Prague, New Town
Yield
The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.
p.a. means per annum, i.e. yield calculated on an annual basis.
Example:
You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.
Loan amount
Maturity
The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.
After this date, we will send the original invested amount to your account along with the last return.
LTV
LTV = Loan to Value
(translated as “loan to value”)
LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.
LTV calculation = loan amount / estimated market price × 100
The loan was provided to a Czech company for the purchase of 2 apartment units and 2 non-residential units in a tenement building in the centre of Prague.
Part of the loan proceeds was retained to pay part of the loan interest. Before the purchase, the client already owned 2 non-residential units in the building; the purchase of additional units was financed by RONDA INVEST. The client’s group is expected to become the sole owner of all residential and non-residential units in the building. RONDA INVEST has provided 3 loans in total, with an aggregate volume of CZK 69,216,200 and total collateral value of CZK 121,500,000. The client plans either to sell the property as a whole to investors or to carry out an extension and then sell it.
The co-debtor trades in coffee and wine and has operated a coffee roastery for more than 15 years. The loan is secured by mortgages over residential and non-residential units in Prague-New Town. The building is located in the very centre of Prague on a street leading to Wenceslas Square. The property value based on an independent valuation as of 21 July 2021 was CZK 48,581,000. Repayment sources are the co-debtor’s coffee and wine trading income, proceeds from sale of the collateral and a reserve from the drawn loan.
CALCULATOR
The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.
