This is the eighth loan of the client who has been cooperating with Ronda Invest since 2018. The current loan is intended for financing the purchase of a villa in Strašnice. The client runs a joint real estate and law firm and has a number of successfully completed projects. The main collateral consists of a villa in Strašnice - a family house with three residential units and a studio, supplemented by a double garage and other accessories. Further security is provided by a villa in Vinohrady and land in Jesenice and Štěrboholy, which complements the loan security.
Description of immovable collateral:
Land Plots Kly (new collateral)
- Property description: The land plots are designated for the construction of six family houses and two triplex buildings, i.e., a total of 12 residential units. The location adjoins the existing residential development within the municipality. The area also includes a plot intended for the construction of a commercial building. The total land area amounts to 13,601 m².
- Lien in the 1st order.
- Value of the property as of date: CZK 20,000,000.00, determined by expert appraisal.
- Location and surroundings: The municipality of Kly is located on the outskirts of Mělník, with a travel time of up to 15 minutes. The village offers basic amenities, while the full range of services is available in Mělník
- Technical condition of the property: Preparation of the building permit application.
Villa – Strašnice (old collateral)
- LTV: 70,53 %
- Property description: The villa includes three separate residential units and a studio, the building also includes a double garage and all accessories.
- Lien in the 1st order.
- Value of the property as of date: CZK 35,100,000.00, March 18, 2024
- Location and surroundings: Strasnice is a relatively well-equipped urban district within Prague 10.
- Technical condition of the property: The building is connected to energy, the house is partially underground with three floors above ground, where the third floor is an attic with attic space.
Villa - Vinohrady
- Property description: The surrounding development of the villa is made up of similar villas and family houses, built around 1930.
- Lien in the 6th order (the liens in the earlier order are in favour of Ronda Invest a.s.)
- Value of the property as of date: CZK 75,000,000.00, September 22, 2022
- Location and surroundings: The villa is located in a quiet part of Prague Vinohrady.
- Technical condition of the property: The property is in good condition after renovation.
Land Jesenice
- Property description: The total land area is 8 529 m2. The land is divided into 13 plots intended for individual construction of family houses.
- Lien in the 6th order (the liens in the earlier order are in favour of Ronda Invest a.s.)
- Value of the property as of date: CZK 67,000,000.00, August 16, 2023
- Location and surroundings: The land is located in the central part of the village with excellent civic amenities and access to Prague.
- Technical condition of the property: parcelled out land
Land Prague - Štěrboholy
- Property description: The land with an area of 5 730 m² is intended for the implementation of the third stage of the construction of family houses.
- Lien in the 3rd order (the liens in the earlier order are in favour of Ronda Invest a.s., one loan is expected to be paid by completing the sales of the houses from the second phase of the project)
- Value of the property as of date: CZK 31,500,000.00, July 1,2024
- Technical condition of the property: Land intended for the construction of family houses
Description of Real Estate Collateral
- Basic Property Description: The property is a family house located in Hořovice, which the client acquired through a public state auction. The house is currently in its original condition and is awaiting renovation.
- Property Value as of: CZK 6,300,000, according to a valuation dated 9 October 2025.
- First-ranking mortgage lien
- Location and Surroundings: Basic amenities are within walking distance, and a bus stop is located approximately 200 metres from the property.
- Technical Condition of the Property: The family house is currently vacant. A comprehensive renovation of the property is planned, followed by its conversion into several compact residential units.
- Basic Property Description:
- Property Value as of:
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings:
- Technical Condition of the Property:
- Basic Property Description: A residential building located in the centre of Hořovice comprising 12 compact residential units.
- Property Value as of: CZK 18,800,000, according to a valuation dated 13 February 2024.
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings: Basic amenities are within walking distance, and a bus stop is located approximately 200 metres from the property.
- Technical Condition of the Property: The residential units are equipped with modern features, including remote-controlled heating.
- Basic Property Description: A residential building comprising two above-ground floors, two building wings, a converted attic, and a partial basement.
- Property Value as of: CZK 23,641,186, according to a valuation dated 29 April 2025.
- Second-ranking mortgage lien. The higher-ranking mortgage lien is held in favour of Ronda Invest a.s.
- Location and Surroundings: Roudnice nad Labem is a smaller town within commuting distance of Prague, offering a direct railway connection to the capital and convenient access to the D8 motorway.
- Technical Condition of the Property: The property is currently undergoing renovation, primarily of the first (front) building wing, and is approximately 20% complete. Upon completion, the building will comprise 22 rental apartments with a total usable floor area of 1,154 m².
CALCULATOR
